The Financial Independence Marathon

Vinod N. Bhat has more than fifteen years of experience in the financial services industry and is currently working as a senior vice president and portfolio manager at Aditya Birla Sun Life AMC Ltd in Mumbai. He has an MBA in finance from the Wharton School, USA, an MS in industrial engineering from Pennsylvania State University, USA, and a BTech in mechanical engineering from IIT Bombay. Vinod is also a chartered financial analyst (CFA) charterholder. As part of his work, he has been writing, speaking and creating videos on various topics, including investments, the current state of markets and future outlook, and mutual funds, for the past four years. His audience has been retail investors, high-net-worth individuals, independent financial advisers and mutual fund distributors, among others. He has conducted more than 400 sessions with them so far. This has given him a good understanding of their knowledge of the subject (or lack thereof) and the best way to communicate with them. He lives with his mother, wife and daughter in Mumbai/Pune. You can connect with Vinod on LinkedIn and Twitter.

'Time is money'. But the opposite is also true, i.e., 'money is time'. Money, if used wisely, gives us the free time to do what makes us happy. It is crucial to understand the concept that money creates time because time is a non-renewable resource. And becoming financially independent is akin to finding a hidden treasure of time. It's similar to discovering a gold mine, because it gives us the ability to live life on our own terms.

The key is not to think of financial independence as a goal but as a marathon, which we need to enjoy. This book is an easy, entertaining and actionable guide to becoming financially independent and avoiding any pitfalls on the journey.