Looking back, Mrs Fitzgibbons could not recall which of the major changes in her life had come about first, the discovery that she possessed a gift for persuasive speech, or the sudden quickening of her libido.Forty-five-year-old Frances Fitzgibbons is a loan officer at a New England bank, known for her polite discretion and kindly, tolerant disposition. Suddenly she transforms almost overnight: seducing a high-school student, usurping her boss as vice president, and firing anyone who crosses her. Once Frankie has found her voice
